New cars just keep getting more expensive. That's why many drivers take advantage of company car and salary sacrifice schemes offered by their employers.
The latter especially can be quite the money saver, because the car payments come out pre-tax. Of course, there are caveats. You will never actually own the car outright, and you must pay benefit-in-kind tax.
But when compared with PCP, HP or private leasing, these schemes can be vastly cheaper. That's why last year more than a million new cars sold in the UK went through them.
It's therefore a no-brainer for car makers to ensure certain models fit into that space. Electric cars are by far the most advantageous, incurring just 3% BIK tax, but for those who can't or don't want to make the switch, there are now some plug-in hybrids with very low official emissions, not to mention official MPG figures that look like typos (yes, 850mpg is correct).

Prominent among these is my long-term test car, the Volkswagen Golf GTE. If you are after a sporty hatchback and have a reasonable budget, you will inevitably look at a Golf.
The GTE packs 268bhp and can hit 62mph in 6.6sec, while the GTI makes 7bhp less but is lighter and so completes the sprint in 5.9sec. The GTE costs £40,140, the GTI £40,870.
It's a close-run thing, then, so what's the answer? All things being equal, you would pick the GTI: it's simply the better driver's car. But if you're a salary sacrifice buyer, the GTI occupies one of the highest BIK tax brackets, while the GTE falls into one of the lowest. GTE owners as a result pay £155 a month in BIK tax and GTI owners £243, or about a grand extra a year.










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My experience has been the complete opposite suggesting many folk will see the benefits of having a PHEV. The Hyundai Tucson after 12,000 faultless miles has averaged 84.7 mpg and even in the depths of freezing winter my current tank average is 59.3 mpg. We have done plenty of 80-90 mile trips (can get 55mpg + on these trips) and a few + 300 mile (care-free !) trips over that time - and even then the average then was around 40mpg (laden car, too). Most of the driving is either town, city, dual & rural jaunts with less motorway stuff.
The average daily miles driven recently has been approx 45 miles and given the electric range is only 36 miles it just shows how economical these cars can be. The steering wheel padels for regen braking are great and if you are careful you can get a few miles extra electric driving when the range is 'zero' due to the retained battery % setup. Electric costs ? ….well I'm no ‘data analyst’ but reckon it's costing me only £30 / £40 a month more (Octopus app) .... BUT reckon I'm saving as much as £80 / £100 a month on petrol costs during most of the year (outside of baltic Dec/Jan/Feb) - compared to the previous cars approx 38mpg avg petrol motor.
The car has a similar power output as the Golf above but weights approx 400kg more but is still plenty fast for me when required (you know ...when getting shot of the tailgaters etc) with plenty of mid range grunt, and mega quick off the lights. Really refined, comfy and the ride is really quite good - surprisingly so. 4WD (when it thinks you need it) also aids the traction. Oh and it has +500 litre boot. What was the Golf's again?
Brilliant car that works for us as a family. DEFO not pointless.
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