A distinction in definition between highly assisted and fully autonomous cars has been established by the Association of British Insurers (ABI), following the recent Automated and Electric Vehicles Bill, which laid the foundations for fully autonomous cars to be insured on British roads.
The ABI recommends the 10 criteria, which establish the minimum requirement of an automated car, to be recognised by the Government and used by insurers.
According to the ABI, a "truly automated vehicle" adheres to the following:
1. Naming: automated capability is clearly described
2. Law-abiding: complies with UK traffic laws and the Highway Code
3. Location-specific: functionality is limited to specific types of roads or areas via geo-fencing
4. Clear handover: transfer of driving control follows a clear ‘offer and confirm’ process
5. Safe driving: vehicle can manage all reasonably expected situations by itself
6. Unanticipated handover: adequate and appropriate notice must be given if the vehicle needs to unexpectedly hand back driving control
7. Safe stop: vehicle executes an appropriate ‘safe stop’ if unable to continue or the driver does not take back control
8. Emergency intervention: vehicles can avoid or prevent an accident by responding to an emergency
9. Back-up systems: safeguards will step in if any systems fail