Currently reading: Drivers lie to cut insurance costs

One in 10 knowingly lie in an attempt to keep their premiums small

One in 10 drivers lies to their car insurance company, according to a survey published by insurance service Uswitch.com.Apparently it's not all intentional, but 1.5 million drivers – that's six per cent – knowingly lie about basic details such as their age and address.By claiming to be older than they are, and living in a better area, they get cheaper insurance.Around 750,000 people fail to declare any driving convictions, including speeding offences and bans.Perhaps most surprisingly, while six out of 10 drivers use their car for commuting – even if only to drive to the station – up to two-fifths of them, or around 2.3 million drivers, aren't insured, as they only have ‘social, domestic and pleasure’ cover.Some drivers said they simply didn't understand the differences when filling out insurance forms, but others said they were well aware, but wanted to save money.Either way, it could be costly in the event of an accident, as the insurer is not obliged to pay up.

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