23 February 2004

Lloyds TSB has become the first high street bank to move into the used car business, opening a supersite at Oldbury in the west Midlands. Branded Black Horse Car Sales the new five-acre site aims to stock around 600 models. It promises to go some way to offering approved used style back-up too. All cars have guaranteed mileage and have a service history. They also go through a mechanical inspection before reaching the forecourt and come with a three month AA warranty. Most of the cars are sourced from fleets or Lloyds financial services operation. Customers can check stock on-line at www.blackhorsecarsales.co.uk. When we went shopping there was a vast array of models on offer with the outfit selling far more than the usual fleet car cast offs. Typical of the deals was a W-plate Peugeot 306 GTi-6 with 70k up for £6295, or a 51-plate Mercedes E320 CDi Avantgarde estate with 74,000 on the clock on sale at £18,499. We also spotted an X-plate Porsche Boxster with 47k up on sale at £23,795. These sort of prices are fair rather than on the floor. Although unlike most used car supersites, Black Horse isn’t operating a pay the price you see policy. That means that when the sales operation is fully up and running there should be some scope to start haggling those sticker prices down.

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