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How to buy a sublime, sweet-handling Jaguar saloon for less than £4000

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Is the Jaguar XF reliable?

The Jagaur XF doesn't have the best reliabilty record, and as you can see from the list below, it does suffer from a wide range of issue of varying severity. That being said, in the What Car? Reliability Survey, the XF finished in sixth place out of 20 cars in the executive car class with an overall score of 94.7%. 

Earlier diesel models fitted with the Ingenium engine are best avoided as these are afflicted by timing chain issues and clogged diesel particulare filters. 

Engine: Walk away if you hear a knocking noise from the V6 diesel. It’s an early sign of crankshaft failure, which starves the engine of oil and can cause a full seizure.

Timing chains can stretch over time and eventually snap if not repaired, again causing major engine damage. Check the car’s history to see if it has been replaced, and listen out for rattles from the engine from start-up.

Any issues with the alternator will first appear as a ‘Charging System Fault’ message and red warning light on the dashboard. Alternator problems can vary from the auxiliary belt slipping off and stopping it from turning to the battery failing to hold charge.

A clogged up diesel particulate filter is pretty common on the 2.0-litre Ingenium diesel engine, particularly so with early examples. Watch out for reduced performance or blue smoke on a test drive.

Gearbox: The gear selector that rises up from the centre console can get stuck, stopping you from putting the car into drive. A weak battery or faulty brake switch is often the cause.

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Body: Check for dents and scuffs to the bodywork: the aluminium panels can be expensive either to repair or to replace. Chrome elements can also cloud over and will need to be replaced.

Electrics: Play around with the touchscreen to make sure all the different menus and functions work. If it freezes it will need to go to Jaguar for a software update.

An owner’s view

Jason Semanic: “The XF immediately stood out, with its character, elegant design and genuinely rewarding drive. I bought a 25t and found it to be bulletproof over 40,000 miles. The reputation for poor reliability has been completely false in my experience: only routine servicing has been needed. 

"After stints in an Audi S5 and a Tesla Model 3 Performance, I eventually returned to an XF S with the supercharged V6. It’s quick, composed and fantastic on the open road. This generation of Jaguar is seriously underrated. It offers real driving credibility in a way few cars do.”

Also worth knowing

If you want to avoid any timing chain issues, it’s best to opt for a post-2019 XF: the 2.0-litre diesels were fitted with an upgraded timing chain that eliminated any problems.

The V6 oil-burner suits the long-distance nature of the Sportbrake estate in particular, but expect to pay upwards of £16,000 for one of these.

Jonathan Bryce

Jonathan Bryce
Title: Social Media Executive

Jonathan is Autocar's social media executive. He has held this position since December 2024, having previously studied at the University of Glasgow before moving to London to become an editorial apprentice and pursue a career in motoring journalism. 

His role at work involves running all of Autocar's social media channels, including X, Facebook, Instagram, TikTok, Threads, YouTube Shorts, LinkedIn and WhatsApp. 

Sam Phillips

Sam Phillips
Title: Staff Writer

Sam joined the Autocar team in summer 2024 and has been a contributor since 2021. He is tasked with writing used reviews and first drives as well as updating top 10s and evergreen content on the Autocar website. 

He previously led sister-title Move Electric, which covers the entire spectrum of electric vehicles, from cars to boats – and even trucks. He is an expert in new car news, used cars, electric cars, microbility, classic cars and motorsport. 

Sam graduated from Nottingham Trent University in 2021 with a BA in Journalism. In his final year he produced an in-depth feature on the automotive industry’s transition to electric cars and interviewed a number of leading experts to assess our readiness for the impending ban on the sale of petrol and diesel cars.

Matt Saunders

Matt Saunders Autocar
Title: Road test editor

As Autocar’s chief car tester and reviewer, it’s Matt’s job to ensure the quality, objectivity, relevance and rigour of the entirety of Autocar’s reviews output, as well contributing a great many detailed road tests, group tests and drive reviews himself.

Matt has been an Autocar staffer since the autumn of 2003, and has been lucky enough to work alongside some of the magazine’s best-known writers and contributors over that time. He served as staff writer, features editor, assistant editor and digital editor, before joining the road test desk in 2011.

Since then he’s driven, measured, lap-timed, figured, and reported on cars as varied as the Bugatti Veyron, Rolls-Royce PhantomTesla RoadsterAriel Hipercar, Tata Nano, McLaren SennaRenault Twizy and Toyota Mirai. Among his wider personal highlights of the job have been covering Sebastien Loeb’s record-breaking run at Pikes Peak in 2013; doing 190mph on derestricted German autobahn in a Brabus Rocket; and driving McLaren’s legendary ‘XP5’ F1 prototype. His own car is a trusty Mazda CX-5.