Government plans changes to car insurance terms
18 September 2009

Motorists who leave their car uninsured will face a £1000 fine even if the vehicle is in a garage or parked on a drive without being taken on the road, according to reports.

In addition, taxed but uninsured vehicles left on the road will be either clamped or seized under new proposals set to be unveiled by the government. At present, a car can be uninsured so long as it isn't driven.

To avoid a fine the owner of the vehicle will have to send a Statutory Off Road Notification (SORN) to the Driver and Vehicle Licensing Agency (DVLA).

If the plan is implemented, when an insurance policy lapses the DVLA will initially send out a reminder letter.

If no action is taken after a month the DVLA will issue a £100 fixed penalty notice which will be reduced to £50 if paid within 21 days.

If ignored stronger steps could be taken, including court action a fine up to £1000.

The government hopes its proposals will help tackle an estimated two million uninsured motorists who are responsible for 160 deaths and injure 23,000 people a year. It is estimated that uninsured drivers add around £30 a year to every motorist’s insurance policy - amounting to over £400 million a year in additional payments.

Mark Phillips

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Comments
12

18 September 2009

this will only stop accidental non insured drivers. all those thousands of people who deliberately drive without insurance will continue to do so, they will just fill out the form declaring SORN and drive as normal.

no change....

ANPR cameras already pickup the unisured cars, i cant see how this policy will help much.

there should be ANPR cameras in all towns and villages not on mostly main roads. this will catch just about all non insured cars. and it doesnt cause any extra form filling for legal drivers.

18 September 2009

By crikey, these loons have a death wish. Looting the populace in plain sight caused revolts before now. Anything and everything tried to keep Ponzi UK and the bankers bonuses going. Won't work. UK bust. £225bn to be borrowed this year, and that from money printed up by the bank of england to buy treasury debt. Gordon Brown may hope to still be PM by Christmas but then Ceaucescu was executed by the people on Christmas Day. Best go now loony tune while the getting's good.

PS heard the news today that almost 20,000 fines handed out for bus lane infringement in Mamchester were illegal as the cowboy marxists feathering their pay packages in the council couldn't be bothered to wait to finish all the legal requirements of instituting such a camera surveillance/penalty scheme? - they assumed they could do it retrospectively! Ah, sweet. Just try that the next time you are copped for any infringement by Big Brother - officer, rubbish bin monitor, your lordship..., 'I was just about to pay for the insurance, tax disc, close the bin lid, giveback those stolen goods; I assumed I could do it retrospectively.' If it 's good enough for the arseholes who lord it over the plebs it's good enough for the plebs. F*ck 'em! Time for a Tea Party.

18 September 2009

danny bahr, go and soapbox this somewhere else! please!

This is a car forum site,a sort of light hearted poke at the things that get our radiators boiling, we don't want preached at on line we get that on the news being reported, it seems your hoping some like minded sat at home allday sandle wearing tree hugger is going to reply "right-on, man!), well here is the news read to you by "we don't care",we want car info, light amusement! and here is the weather "rain and thunder with general dis interest on your future topics,that was the news and weather read to YOU by B.A.R.Steward !!!

Peter Cavellini.

18 September 2009

Anything to reduce uninsured drivers has got to be a good thing, it can't be hard to link the necesary databases and identify the majority of these people. I know cloning is a big issue that is harder to trace immediately.

... if they do make a big impact, I look forward to those good ol' insurance companies knocking £30 off the bill!!!!

18 September 2009

[quote Peter Cavellini]

danny bahr, go and soapbox this somewhere else! please!

This is a car forum site,a sort of light hearted poke at the things that get our radiators boiling, we don't want preached at on line we get that on the news being reported, it seems your hoping some like minded sat at home allday sandle wearing tree hugger is going to reply "right-on, man!), well here is the news read to you by "we don't care",we want car info, light amusement! and here is the weather "rain and thunder with general dis interest on your future topics,that was the news and weather read to YOU by B.A.R.Steward !!!

[/quote]

Cavellini, no sweat, a simple "p1ss off" would have done fella. Your head gasket seems to have blown there a bit mate. Your prostate playing you up? Common in cantankerous old codgers. Or are the bus lane camera operatives giving you a bit of gyp in your role as Bus Lane Enforcement Coordinator, you Ahole?

18 September 2009

[quote danny bahr]This is a car forum site,a sort of light hearted poke at the things that get our radiators boiling, we don't want preached at on line we get that on the news being reported[/quote]

Peter, Peter, Peter,

Translating this perplexegesis into what you might have meant, it's still as stuffy and mustily pompous as every other of your ticking-offies. This isn't a ticking-offie forum for knobheads, Peter, Peter. It's for car knobheads. As a retired crown green bowling linesman, I would expect you to be a bit more conscious of popular opinion, Peter, Peter.

[quote danny bahr]Cavellini, no sweat, a simple "p1ss off" would have done fella. [/quote]

Although no Quentin Crisp when it comes to a fruity rib-tickler, I think, on balance, I'd rather read Danny Bahr. After all, although ever since she first appeared on The Word I've never known what she's for, she used to have big bouncy honkers and makes some interesting points.

Now, can we please stop talking about big bouncy honkers and start talking about cars!

18 September 2009

you're all in at break.

18 September 2009

This Government repeatedly drives me mad with its hairbrained interference. So, we are now to be compelled to insure ourselves to drive a car which we have no intention whatsoever of driving, all so that they can send us a £100 tax-raising fine for not doing so. All this so that insurers (ie policy holders) are made to pay for the crimes of the uninsured. You couldn't make it up.

If they were serious about reducing the number of uninsured drivers, they should address that, not increase stealth taxes.

18 September 2009

[quote Scoobman]So, we are now to be compelled to insure ourselves to drive a car which we have no intention whatsoever of driving[/quote]

i dont think that is the case, if you have no intention of driving your car whatsoever you declare SORN which doesn't cost a penny.

and if you own a vehicle and keep it parked on a public road but never use it then you are taking up everybody else's road space, so paying insurance for it will de-incentivise that.

i think it will help but it wont stop those breaking the law in any way.

18 September 2009

So how will that affect the Trade? Surely Traders will get fed up with being hassled because each and every car on their forecourt will show as uninsured on the databse. And what about cars that are 'in limbo' between owners? Usually when people buy a new car they cancel the insurance on the old one if they want to sell it themselves.

Seems unworkable to me.

Kev.

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