Fraudulent motor insurance claims totalled £410 million in 2009, according to new figures
26 July 2010

Dishonest motor insurance claims totalled £410 million last year, according to figures released by the Association of British Insurers (ABI).

The ABI found that during 2009, insurers exposed more than 2300 bogus claims in all types of insurance every week. Four per cent of all claims by cost were fraudulent.

Nick Starling, the ABI's Director of General Insurance and Health, said: "Reducing fraud remains an ongoing battle for the insurance industry. Our honest customers rightly object to having to pay higher premiums to subsidise the fraudulent minority."

The news follows AA British Insurance Premium Index figures which state that the cost of car insurance has grown at its fastest ever recorded rate in the last quarter, in large part due to a rise in fraudulent claims.

During the three months to the end of June, car insurance premiums went up by 11.5 per cent to £704 for an average annual comprehensive car policy.

This is the biggest increase recorded by the motoring organisation since it started tracking quarterly insurance premium trends 16 years ago.

Join the debate


26 July 2010

So £410m was identified as fraudulent - I wonder how much slipped under the radar? Basing this on very little, I wouldn't be surprised if as much again was claimed fraudulently and got away with. Then again, what would "fraudulent" be defined as? Someone who claims their car was in tip-top condition when it wasn't to squeeze another couple of hundred out of the company? Or actually outright false/criminal claims?

Add your comment

Log in or register to post comments

Find an Autocar car review

Driven this week

  • Lexus LC500
    Car review
    20 October 2017
    Futuristic Lexus LC coupé mixes the latest technology with an old-school atmospheric V8
  • Maserati Levante S GranSport
    First Drive
    20 October 2017
    Get ready to trade in your diesels: Maserati’s luxury SUV finally gets the engine it’s always needed
  • Jaguar XF Sportbrake TDV6
    First Drive
    19 October 2017
    The handsome Jaguar XF Sportbrake exhibits all the hallmarks that makes the saloon great, and with the silky smooth diesel V6 makes it a compelling choice
  • Volkswagen T-Roc TDI
    First Drive
    19 October 2017
    Volkswagen's new compact crossover has the looks, the engineering and the build quality to be a resounding success, but not with this diesel engine
  • BMW M550i
    First Drive
    19 October 2017
    The all-paw M550i is a fast, effortless mile-muncher, but there's a reason why it won't be sold in the UK