Regardless of which specification you go for, the Swift is excellent value compared with its rivals. It’s available in three different trim levels – SZ3, SZ-T and SZ-5 – with prices starting at £10,999.

For that, you get the 1.2-litre petrol engine and a cabin equipped with DAB radio, Bluetooth and air-con, but we’d recommend jumping up to SZ-T.

Values hold up well against the Kia Rio and trounce the much bigger-selling Vauxhall Corsa three years out

That is available with only the 1.0-litre turbo engine and adds a few niceties such as a reversing camera, bigger, 16in alloy wheels and a smartphone-linkable 7.0in infotainment touchscreen.

Top-spec SZ5 gets sat-nav, electric rear windows and keyless entry and start, but the Swift makes more sense as a cheaper car and the mid-spec model offers enough for most.

It undercuts the Polo, Skoda Fabia and Fiesta by some thousands, with more generous equipment levels to boot.

Not only is it cheap to buy, but with small engines, the running costs are predictably low as well, even if you go for all-wheel drive or an automatic transmission.

The 1.2-litre model emits just 98g/km of CO2 and combined fuel economy is listed at 65.7mpg. The 1.0-litre unit emits 104g/km of CO2 and returns a claimed 61.4mpg, and the mild hybrid brings down running costs further. Those figures closely match the Swift’s main rivals.

Residuals are strong, too.

All Swift models get a three-year or 60,000-mile warranty, and if you want to sell the car on after that, used price expert CAP forecasts a retained value of 41 percent for an SZ3 model and 39 percent for an SZ-T variant.  


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