I notice Citroen has become the first manufacturer to fit an insurance black box as standard to one of its new cars.

The Citroen C1 Connexion special edition will be equipped with a Trafficmaster Smartnav telematics black box. This will enable dealers to sell the model with free insurance to eligible drivers aged over 19 who fund the car through Citroen’s Elect 3 or Elect 4 finance plans.

The bottom line is that a new C1 can be run for £109 per month and has free insurance, but only when drivers have two years no claims discount.

I suppose that this is a jolly good thing. I have a teenager rapidly approaching the due date for theory tests and all that. As I understand it there is no substitute for actually talking to insurance companies as the online compare shuffle really isn’t that conclusive.

Round my rural parts an unsignwritten van or pick up can be easier and cheaper to insure, but then there are a lot of 16 year-olds driving little tractors. Better than some death trap moped though.

At least Citroen are doing something about insurance for nippers. There is small print and APR issues, but it is better to get them mobile in a safe and sensible car than some MOT borderline. Obviously an old Land Rover, or 190 Mercedes would be cheaper and even better, but that’s not going to happen.

So any advice about how to get the lowest quote for teenagers or first time drivers?